By Warren Little
 Retirement & Bankruptcy
The combination of accessible credit to anyone, with or without good credit, and our consumer culture of overindulgence is a recipe for financial disaster. There were more than 2 million bankruptcies filed last year. Of these bankruptcies nearly 35 percent were filed by people under the age of twenty-five. Think about it-just as a young couple start out with the future and all its possibilities ahead of them, they file for personal bankruptcy.
Not only are individuals both young and old accumulating enormous debt, but the average personal savings has fallen dramatically in recent years. The net household savings rate average is below two percent. That is down from 10 percent in the 1980s. This is the lowest savings rate since the Great Depression. For adults in their late fifties, the median savings is less than $10,000 ( How much YOU have in your savings account).
Furthermore, fewer than half of those now entering retirement have $50,000 available to them.Many retirees have no retirement savings at all.Without saving more and planning ahead, families will have to work more years |
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By Warren Little
 Today, I'd like to "destroy" an affiliate marketing myth that's been making the rounds since well, since affiliate marketing started.
It goes something like this
To be successful as an affiliate, just join any affiliate program, slap their banner ads onto a basic Web page - and presto, you've got an instant Web business that will make you money hand over fist!
For the record, yes, you can make a lot of money by marketing other peoples' products on the Internet but no, affiliate marketing is not a shortcut to instant wealth.
As with any other online business, building a successful affiliate site still requires research, planning, and - here's that four-letter word I keep insisting on using - work.
It's like building a house. The more solid the foundation is, the more stable the entire structure will be. So if you're thinking of starting your own Internet business promoting affiliate products, here are four strategies you must follow to guarantee you'll earn the maximum amount of commissions
Strategy #1: Start by finding a |
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By Warren Little
 There is a good reason the term & business of internet network marketing has experienced tremendous popularity. Many network marketers have realized that without an effective quality lead generation system getting started & getting into immediate profit can be a slow process.
This accounts for the 90% failure rate in the first 90 days with network marketers void of understanding how to leverage the internet to create a quality targeted lead generation machine
A controversial report written by Ann Sieg highlighted the decline of traditional network marketers. This FREE report called "The 7 Great Lies of Network Marketing" brought her much criticism from those established in the network marketing community. Despite this it appears a new era has arrived.
Internet Network Marketing Home Business
Internet network marketing is simply, the teaming of internet marketing with network marketing. This teaming makes perfect sense. Below are a number of examples as to how you can turn your business around simply by following online methods and strategies in your prospecting program.
Instead of focusing all of your attention on one |
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